All of these are great questions. It’s hard to navigate the Medicare landscape. You get barraged with plan information when you are turning 65. It’s hard to cycle through all of it to determine what plan is best for you. Our experienced agents work with hundreds of clients each year to help them make decisions on what plan works best for them. We also review with you each year to make sure things have not changed. A new medication can create a large increase in out-of-pocket costs. Our agents consider each factor during Open Enrollment to make sure you are in the right plans. If you are already on Medicare or are turning 65 this year talk with our knowledgeable agents. We want what’s best for our clients. We make sure you have the right Medicare and Part D Prescription plan.