Products like term insurance, universal life insurance, and whole life insurance can be used to provide for those in need if a death occurs. Things like debt, funeral costs, or even knowledge loss can create a significant problem for loved ones and businesses.
There are other riders (or endorsements) that can be added to a life insurance policy to provide added benefit. Long Term Care coverage, Guaranteed Insurability Option, and Child Riders can all provide great coverage for you and your family. Life Insurance needs can be complex. Its best to talk with a knowledgeable agent about your needs. Our agency was started selling life insurance to our friends and family. We have over 35 years of experience helping our clients provide for their loved ones.