Protecting your business from the unknown.
Inland Marine insurance doesn't involve a boat or water.
It's confusing, but inland marine is tool or product coverage that travels away from the premises.
A good example of how inland marine coverage applies to a business is a contractor:
A lawn mowing contractor has several mowers and other tools that do not stay on the office premises. The insurance plan would cover the lawn care business’ mowers and tools on an inland marine schedule. In case damage or theft of these integral pieces of their business occurs on a job-site.
We find many businesses have not talked to their agents about what materials go on job-sites and what materials stay at the shop. There can be holes in coverage for these types of businesses. Call us. Make sure that your business doesn’t take a hit, because your tools or product is not covered.