Coverage Types

Commercial Insurance

From liability to property to your team, we build commercial coverage that protects everything you've worked to grow, with local agents who understand your business.

General Liability

Protects your business from third-party injury and property damage claims.

Commercial Property

Protect your building, equipment, and inventory from covered losses.

Workers Compensation

Required coverage for employee injuries and work-related illnesses.

Business Owners Policy (BOP)

Bundled liability and property coverage for small businesses.

Commercial Auto

Coverage for business vehicles and drivers against liability and damage.

Professional Liability (E&O)

Protect your business from claims of errors, negligence, and omissions.

Commercial Umbrella

Extra liability protection when claims exceed your standard policies.

Cyber Liability

Protection from data breaches, ransomware, and cyber threats.

Inland Marine

Coverage for tools and equipment that travel to job sites.

Commercial Flood

Protect your business property and assets from costly flood damage.

Hired & Non-Owned Auto

Covers liability when employees drive personal or rental vehicles.

Business Interruption

Covers lost income when disasters force temporary business closures.

Directors & Officers

Protects directors and officers from personal liability claims.

Tenant Improvements

Coverage for permanent improvements made to your leased business space.

Crime Insurance

Protect your business from employee theft, fraud, and financial crimes.

Builder's Risk

Coverage for buildings and materials during construction or renovation.

Liquor Liability

Coverage for businesses that sell or serve alcoholic beverages.

Excess Liability

Additional coverage beyond your primary policy limits for major claims.

Surety Bonds

Financial guarantees for licenses, contracts, and legal compliance.