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Knowledge, Care, Protection

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Coverage Types

Every Risk Deserves the Right Protection

Whether it's your family, your business, or something one-of-a-kind, we'll help you find the right protection at the right price.

Personal Insurance

Protect your home, auto, and everything you've worked hard to build

Commercial Insurance

Safeguard your business, employees, and future with coverage built for you.

Insurance by Industry

Coverage tailored to your trade, from contractors to restaurants and more.

Coverage Options

Explore specific coverage options

Personal Insurance Includes:

Car

Auto Insurance

Protect yourself, your vehicle, and your finances from accidents and uninsured drivers.

Life

Life Insurance

Provide your cherished ones with enduring financial stability and a sense of calm for what lies ahead.

Health

Health Insurance

Experience exceptional care and reassurance with plans tailored to meet your health needs and budget.

Business Insurance Includes:

Home

General Liability Insurance

Defend your business against third-party bodily injury and property damage claims.

Compensation

Workers’ Compensation

Take care of medical expenses and compensate for lost wages when an employee suffers an injury while on the job.

Building

Commercial Property Insurance

Safeguard your building, equipment, and inventory from harm, theft, and calamity.

Why Choose Us?

The Local Difference You Can Feel

For over 40 years, we've stood beside Indiana families and businesses through storms, fires, and accidents. We know the right coverage isn't about a policy number. It's about protecting the people and things you love most. That's the difference a local, independent agent makes.

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Legacy

A Legacy of Trust Since 1984

For four decades, Hatoway has been dedicated to safeguarding communities across Indiana and beyond. With our wealth of experience, we are prepared to protect you when you need it most.

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Real Agents

Local Roots, Regional Expertise

With five offices and licensing across six states, we combine hometown care with the reach to serve you wherever life takes you. You get a real agent who knows your community, not a call center.

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Trust

Your Trusted Insurance Ally

As an independent agency, we work for you, not the carriers. We shop top companies to find coverage that fits your life and your budget, then stand by your side through every claim and question.

Comparison Table

A Clearer Way to Compare Insurance Coverage

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Guidance to Help You Stay Protected

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Homeowners Insurance Gaps You Might Not Know About

By Hatoway Insurance • July 2, 2026
Find out which common property risks aren't covered by standard homeowners policies and how to close these coverage gaps before disaster strikes.
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Does Your Auto Policy Cover Uninsured Drivers?

By Hatoway Insurance • July 2, 2026
Learn how uninsured motorist coverage protects you when an at-fault driver has no insurance, and why it's one of the most important parts of your auto policy.
Two men in a bright office, one smiling while talking across a desk

Why a Local Agent Beats Buying Insurance Online

By Hatoway Insurance • July 2, 2026
Discover why working with a local independent agent gives you better coverage, personalized service, and claims support that online platforms can't match.

Frequently Asked Questions

Answers to Make an Informed Decision

  • What cities does Hatoway Insurance serve in Indiana?

    Hatoway Insurance has offices in New Palestine, Greenfield, Lawrenceburg, Shelbyville, and Fortville, Indiana. We serve families and businesses throughout Hancock County, Decatur County, Shelby County, and surrounding communities with personalized insurance coverage.

  • Why should I use a local insurance agent instead of buying online?

    Local agents provide personalized guidance based on years of experience handling claims through storms, fires, and accidents. We learn about your specific situation to recommend the right coverage, preventing the frustration of discovering something isn't covered when you file a claim.

  • What types of commercial insurance does Hatoway Insurance offer?

    Hatoway Insurance offers General Liability, Workers' Compensation, Business Owner's Policies, Commercial Auto, Professional Liability, Cyber Liability, and more. We work with multiple carriers to find coverage tailored to your Indiana business needs and industry requirements.

  • How do independent insurance agents save me money?

    Independent agents compare rates from 14+ insurance carriers on your behalf, finding the best combination of coverage and price for your situation. We shop the market for you instead of being limited to one company's rates.

  • Does Hatoway Insurance offer flood insurance in Indiana?

    Yes, Hatoway Insurance provides flood insurance for both homes and businesses throughout Indiana. Standard homeowners and commercial policies don't cover flood damage, so separate flood coverage protects your property from water-related losses.

Our Locations

Contact Your Local Office

New Palestine Office

Address

35 West Main Street, New Palestine, Indiana 46163, United States

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Greenfield Office

Address

1229 West Main Street, Greenfield, Indiana 46140, United States

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Lawrenceburg Office

Address

24244 State Line Road, Lawrenceburg, Indiana 47025, United States

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Shelbyville Office

Address

15 Public Square, Shelbyville, Indiana 46176, United States

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Fortville Office

Address

214 South Main Street, Fortville, Indiana 46040, United States

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No obligation · No sales pressure

Are You Confident You're Actually Covered?

Too many families and businesses discover coverage gaps only when it's too late. Let our team review your policy and build protection that truly fits. It only takes a few minutes to get started.